FINANCIAL FACILITATION AND SOCIO-INDUSTRIAL INCLUSION OF RESIDENTS IN WUKARI, NORTH-EAST NIGERIA Prince Umor C. Agundu, PhD. and Abdulhamid A. Ghazali

MARKETING BANK SERVICES TO FINANCIALLY VULNERABLE CUSTOMERS: EVIDENCE FROM AN EMERGING ECONOMY Emmanuel Mogaji, Ogechi Adeola, Robert Hinson, Nguyen Phong Nguyen, Arinze Christian Nwoba and Taiwo Soetan

SOCIO-ECONOMIC FACTORS AFFECTING PREGNANT WOMEN’S ACCESS TO TETANUS TOXOID VACCINATION IN NIGERIA Odoemelam Ezinne, Ekeagwu Innocent and Onyike Sixtus

AN EXAMINATION OF SOCIAL MEDIA REPORTAGE AND ITS IMPACT TOWARDS PROMOTING SCHOOL DEVELOPMENT IN NIGERIA: A STUDY OF SUCCESS ADEGOR’S VIRAL VIDEO Majority Oji PhD. and Paul Bebenimibo PhD.

FINANCIAL FRONTIERS: THE CRITICAL IMPACT OF CREDIT RISK MANAGEMENT ON INDUSTRIAL GROWTH IN NIGERIA Angelonu Ejelonu Henry; Oguadinma, Anthony Ikechukwu; Barare Oluwaseyi Saheed and Bukary Njie

CHANGE MANAGEMENT ON EMPLOYEES’ PERFORMANCE: A STUDY OF MTN NIGERIA IN AKWA IBOM STATE Theresa, Eyo Edet & Nse Bassey Okon

A STRUCTURE FOR ADVANCE DECISION MAKING IN THE INTERNET ERA Agbor, Stephen and Olley, Omatsola Divine

EVALUATION OF CAUSES OF INADEQUATE FUNDS IN NIGERIAN PUBLIC UNIVERSITIES Ogunode Niyi Jacob, Abubakar Lawan and Ajape Temitope Solomon

IMPACT OF BANKING SYSTEM CREDIT TO SMALL AND MEDIUM SCALE ENTERPRISES ON ECONOMIC DEVELOPMENT IN NIGERIA Ibeabuchi-Ani Ogechi; Ihemeje, J.C. Ugwuanyi, G. O. and Useh, Udeme Francis

EFFECT OF GREEN TECHNOLOGY COMPETENCIES ON PERFORMANCE OF SELECTED MANUFACTURING FIRMS IN AKWA IBOM STATE Okon, Godwin Norbert and Okebaram S. M. PhD.

EFFECT OF ARTIFICIAL INTELLIGENCE ON HUMAN RESOURCE MANAGEMENT Amarachi Onwuzuruike

CREDIT MANAGEMENT AND PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA Udemebraye, Ejita Mathew & Ani, Wilson Uchenna

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